Products
Our Line of Work
Our mission is to help working-class families secure financial protection from adverse circumstances. As a part of the American income life family, we are the only 100% union label supplemental benefits company in the world. Our client base includes over 30,000 unions and groups internationally providing both supplemental and permanent benefits to hard-working families.
Our Products
Whole Life Insurance
Provides coverage for your entire life. Premium never increase during ownership of your whole life policy, also builds cash and loan value.
Term Life Insurance
Coverage for a limited time. After that, policyholders typically pay increased premiums to continue coverage. Less expensive than whole life.
Supplemental Health
Accident Protection
Just the thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim.
Hospital Indemnity
If you or a family member got sick or had an accident, would you be able to afford a large hospital expense? American Income Life offers an affordable hospital indemnity insurance policy that can help protect your family from the unexpected.
Cancer Protection
Cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. Many men and women don’t have the financial resources to survive while they are unable to work.
Critical Illness
How would you handle a critical illness? How would you pay deductibles and other out-of-pocket medical expenses related to your illness? A critical illness policy can mean the difference between financial security and financial hardship.
Testimonials
Don’t just take it from us, hear from some of our happy clients.
Arinya NormanNovember 11, 2025I am appreciate TODD HEATH that reached out to me and explained about my benefits that I will get from AD&D policy. He explained everything is cleared and understood what I want and straightened to the point .
Tyease ParrishNovember 7, 2025Sherrell Brown, was my agent she was very professional and easy to talk to she breaks down each policy so well I recommend her to all my friends and family
Jakaylin ParrishNovember 6, 2025Sharell brown is great and very informative she went over everything definitely would recommend her.
Victoria PruetteNovember 6, 2025Mr. Steven Ross gave me a great presentation. Went over it thoroughly but did not pressure me of which I appreciated. unfortunately, it was more than I was prepared to spend at this time.
Melissa VerwystNovember 6, 2025My experience was nice . She answered all of my questions a she was very helping in scheduling my appointment. She made me comfortable talking with her .
Jean BlairNovember 1, 2025I have really enjoyed talking with Christine brosnan
Lovely “African Queen” JoselineNovember 1, 2025Yael Needleman
Charlene DeLoachOctober 31, 2025I talked to Yael needleman. She was very professional. Knew her job. I was very impressed with ms needleman.
Tykera McDonaldOctober 30, 2025Very sweet & kind!!!